拉格拉迈·拉詹

拉古拉姆·古米塔·拉詹（泰米尔语：ரகுராம் கோவிந்த ராஜன்，英语：Raghuram Govinda Rajan，1963年2月3日—）是一位印度经济学家，于2013年接任第23任印度储备银行总裁。他曾是印度财政部首席经济顾问，2003年至2006年间，担任国际货币基金组织（IMF）首席经济学家。在此之前，他是美国芝加哥大学布斯商学院财政学教授。

生平

1963年生于印度博帕尔的泰米尔人家庭中，其父亲为印度政府中的高级行政官员。

1991年，于麻省理工学院下的史隆管理学院取得博士学位，论文主题为“关于银行的评论”（Essays on Banking）。

2013年9月4日，担任印度储备银行第23任总裁。2016年9月4日，因与莫迪政府意见不合，不获延聘。继任者为乌尔吉特·帕特尔。

Raghuram Govind Rajan (born 3 February 1963) is an Indian economist and former central banker. He has been the Katherine Dusak Miller Distinguished Service Professor of Finance at the University of Chicago's Booth School of Business since 2016. He was previously with the university's economics department from 1991 to 2013. Rajan served as the Chief Economist of the International Monetary Fund (IMF) from 2003 to 2006. He oversaw Indian monetary policy as the 23rd Governor of the Reserve Bank of India from 2013 to 2016. During this period, he was appointed Vice-Chairman of the Bank for International Settlements in 2015.

Rajan's early warnings of emerging risks in the global financial system three years before the 2008 worldwide financial crisis received international scrutiny. His views came to be seen as prescient and he was extensively interviewed for the documentary Inside Job (2010). Later that year, he published his debut book on the matter, Fault Lines: How Hidden Fractures Still Threaten the World Economy. He received the Fischer Black Prize in 2003 and was named to Time's 100 most influential people list in 2016. Rajan's academic research is focused on corporate finance, economic development, and financial regulation.

Early life and education

Raghuram Rajan was born on 3 February 1963 in Bhopal, Madhya Pradesh, to a Tamil Iyengar Brahmin family, some metres from where the Gas Tragedy took place.

His father, R. Govindarajan, was posted to Indonesia in 1966 due to his work with the Intelligence Bureau. In 1968, he joined the newly created external intelligence unit, the Research and Analysis Wing (R&AW) where he served as staff officer under R. N. Kao and became part of the "Kaoboys". In 1970, he was posted to Sri Lanka, where political turmoil in the country caused Rajan to miss one year of school. His father was then posted to Belgium, where Rajan attended a French international school. The family returned to India in 1974. Throughout his childhood, Rajan presumed his father to be a diplomat since the family traveled on diplomatic passports. He was a half-term student of Campion School, Bhopal until 1974.

From 1974 to 1981 Rajan attended Delhi Public School, R. K. Puram, In 1981 he enrolled at Indian Institute of Technology, Delhi for a bachelor's degree in electrical engineering. In the final year of his four-year degree, he headed the Student Affairs Council. He graduated in 1985 and was awarded the Director's Gold Medal as the best all-round student. In 1987, he earned a Post Graduate Diploma in Management (equivalent to MBA) from the Indian Institute of Management, Ahmedabad, graduating with a gold medal for academic performance. He joined the Tata Administrative Services as a management trainee, but left after a few months to join the doctoral program at the Sloan School of Management at Massachusetts Institute of Technology.

In 1991, he received a PhD for his thesis titled Essays on Banking under the supervision of Stewart Myers, consisting of three essays on the nature of the relationship between a firm or a country, and its creditor banks. The nature of financial systems had witnessed widespread changes in the 1980s, with markets getting deregulated, information becoming more widely available and easier to process, and competition having increased. The established orthodoxy claimed that deregulation must necessarily increase competition, which would translate into greater efficiency. In his thesis, Rajan argued that this might not necessarily be the case. The first essay focused on the choice available to firms between arm's length credit and relationship-based credit. The second focused on the Glass-Steagall Act, and the conflict of interest involved when a commercial lending bank enters into investment banking. The final essay examined why indexation of a country's debt, despite offering potential advantages, seldom featured in debt reduction plans.